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lisa.watt@compass.com
Buying a home is a big step for anyone, but doing it as a couple adds extra layers of emotions and logistics. It is not just about finding a place you both like. It is about making sure your finances, hopes and goals align. Before you jump into house hunting, it is wise to sit down and talk through a few important topics. 1. Budget and Financial Goals The first thing to figure out is how much you can afford. Look at each person’s income, savings, and debts. Decide how you will split the mortgage, down payment, and closing costs. Will it be a 50-50 split or will each person pay a share based on income? Being open about finances can help you avoid surprises. A real estate agent can also show you homes within your price range and advise on mortgage options. 2. Must-Haves vs. Nice-to-Haves Do you both need a home office or extra space for hobbies? Maybe one person insists on a big kitchen, while the other wants a large yard. Make two lists: must-haves and nice-to-haves. This helps you avoid conflict and keeps you focused on homes that truly meet both of your needs. 3. Career and Location Choices Is one of you planning to switch jobs soon or return to school? These choices can affect where you want to live. Maybe one person has a long commute or wants to live near family. Being clear about where you see yourselves in a few years will help you pick a location that supports both your career and personal life. 4. Future Plans Are you planning to start a family, get a pet, or travel a lot? Such plans can shape your home search. For example, if children are in the future, look at school districts or extra bedrooms. If you see yourself traveling, maybe a smaller home or condo is better. An experienced agent can guide you to communities that match your lifestyle. 5. Conflict Resolution Even with the best planning, you might disagree on some things. Talk about how you will handle disagreements. Will you wait a day or two before making a big decision? Will you involve a trusted friend or family member in discussions? Having a plan for conflict resolution can keep tensions from getting out of hand. Buying a home together can be a wonderful step forward, but it works best when you have open communication. Talk about your finances, your goals, and your must-haves from the start. Do not forget to work with us, as we can offer advice and help you find the right fit. With clear conversations and a solid plan, you will be ready to make a purchase that feels good for both of you.
